Terms and conditions for subscription service
These terms outline the rules for using our website and subscription service. Please read carefully before engaging our services. By accessing our site, you agree to these terms and all applicable laws.
August 29, 2025
Acceptance of terms
By using this website or subscribing to our service, you accept these terms and conditions. If you disagree with any part, discontinue use immediately. Continued use constitutes acceptance of any updates or changes.
Definitions
Key definitions used within these terms:
"Service" refers to our ongoing financial planning subscription, available for $250/month.
"User" means any person or entity accessing our website or engaging with our service.
"Content" means all information, materials, and resources provided on this site.
"We" or "us" refers to the putolorcarnova team and authorised representatives.
Service usage rules
You agree to use our services only for lawful purposes and in accordance with these terms. Misuse or unauthorised access is strictly prohibited.
Eligibility
Our service is available to individuals over 18 years old residing in Australia. By using our service, you confirm eligibility and legal capacity.
18+ only. Australian residents.
User responsibilities
As a user, you agree to these core responsibilities:
Prohibited uses
Misuse of our service is not permitted. The following activities are prohibited:
Intellectual property rights
All site content, including text, images, and design, is protected by copyright and intellectual property laws. Use of our materials is limited to personal reference and may not be reproduced or distributed without permission.
User content
Any information you submit remains your responsibility. Do not share confidential, sensitive, or proprietary details you do not wish to disclose.
Rights in user content
By submitting content, you grant us a limited licence to use it for service delivery, in accordance with our privacy policy.
Privacy and data protection
We protect your personal information according to our privacy policy and relevant Australian legislation. Please review our privacy policy for details on how your data is handled.
Read privacy policyDisclaimer of warranties and results
We provide services as described, but make no warranties regarding outcomes or suitability for individual needs.
Important notice
No guarantee of results or specific outcomes is made. Results may vary depending on your circumstances.
Limitation of liability
We are not liable for indirect, incidental, or consequential damages arising from service use. Your use of the site is at your own risk.
Indemnification
You agree to indemnify and hold us harmless from claims or damages arising from your use of the site or service.
Dispute resolution and law
Disputes will be resolved under Australian law. See details below.
Arbitration
If required, disputes may be resolved through binding arbitration in Australia, as permitted by law.
Arbitration is subject to applicable legal requirements.
Online dispute resolution
Users may also access online dispute resolution platforms as provided by authorities.
See dispute resourcesSeverability
If any part of these terms is found invalid, the remainder remains in effect.
Entire agreement
These terms form the complete agreement between you and us regarding service use.
Governing law and jurisdiction
These terms are governed by the laws of Australia, regardless of your location.
Termination
We may suspend or terminate your access for violation of these terms or unlawful activity. Notice will be provided as required.
Changes to terms
We reserve the right to modify these terms. Continued use means acceptance of the latest version.
Contact for terms questions
Questions about these terms can be directed to our support team.
Support email: content@putolorcarnova.com
Phone: +61-8-2792-7040
Address: 255 Broadway, Glebe, NSW 2007 Australia
Effective date: August 29, 2025
Version: v3