General disclaimer for subscription service

Important notice:

The information provided on this site is for general guidance only.

It should not be considered personal advice or a substitute for professional consultation.

Our service focuses on ongoing financial planning and does not provide investment, tax, or legal advice. While we strive for accuracy, information may change and results may vary based on individual circumstances.

General information notice

All content, materials, and communications are intended for informational purposes only. We do not provide guarantees or warranties regarding outcomes or specific results from our planning service. Users should make decisions based on their unique situation and professional consultations.

Service limitations and liability

By using this site, you accept the following limitations of liability:

  • We are not responsible for actions taken based on the information provided without further consultation.
  • No guarantee of results or future outcomes is made by our team or representatives.
  • We do not accept liability for indirect, incidental, or consequential damages resulting from use of this service.
  • Service availability may be affected by technical or external factors beyond our control.

Accuracy of information

We aim to keep all content up to date and accurate, but cannot guarantee completeness or correctness at all times. Users should verify important information before making decisions.

Information is subject to change without notice and may not reflect the latest updates.

Professional advice disclaimer

Our service does not replace advice from licensed financial, legal, or tax professionals. Consult a qualified adviser for specific decisions.

External links

Our site may contain links to third-party sites for convenience. We are not responsible for the content or accuracy of external resources.

Results may vary disclaimer

Results may vary depending on personal circumstances, market conditions, and decisions made over time.

Individual results may differ

Outcomes are influenced by numerous factors and cannot be predicted for every user.

Financial service disclosure

This service offers ongoing financial planning within a subscription model:

  • $250 per month, no APR, no setup or exit fees, no credit or loan products involved.
  • No investment, tax, or legal product recommendations are provided.
  • We comply with relevant Australian regulations and privacy standards.

Jurisdiction and law

This website and service operate under Australian law.

All disputes, claims, or concerns must be resolved according to the laws and courts of Australia.

Your use of this site is governed by Australian law, regardless of location.

Users are responsible for compliance with their local regulations.

Indemnification

By using this service, you agree to hold us harmless from claims or losses arising from your use of our site or materials.

Severability

If any part of this disclaimer is found invalid, the remainder shall continue in effect.

Modifications

We reserve the right to update this disclaimer at any time. Continued use implies acceptance of any changes.

Contact information

Questions about this disclaimer may be directed to our support team.

Support email: content@putolorcarnova.com

Phone: +61-8-2792-7040

Address: 255 Broadway, Glebe, NSW 2007 Australia

Effective date: August 25, 2025

Last updated: August 25, 2025